Written by Lauren Strong
Student of Criminology & Cybercrime, University of Portsmouth
Multi-factor Authentication (MFA) adds another layer of protection over your password, like a second lock on the door. If someone does gain access to your password, they can’t get into your accounts without additional verification.
Here is an example of MFA when logging into an online account:


There are various methods of MFA, such as:
- Apps like Microsoft Authenticator
- Facial recognition on your phone
- One Time Passcode text messages
- additional security questions after entering your username and password
MFA can feel like a frustrating and unnecessary extra hurdle to get to your account. However, MFA can be the difference between someone gaining access to your account or not.
For example, if you receive a text/email/app notification with a code to login to your account, and you didn’t initiate that login process, you know someone is trying to access your account and they likely have your username and password!
If this happens, report the incident to your account provider and change your password.
For me, MFA or two factor authentication, gives me peace of mind, knowing my accounts are safe.